If you use loyalty cards, apps or reward schemes, you probably pick up points here and there without thinking much about it. But what you might not realise is that most of these programmes hide a whole range of extra perks that you can claim at no extra cost.
These rewards are easy to miss unless you know where to look, which means you could be leaving money and freebies behind without realising it. Once you start exploring the hidden parts of your loyalty accounts, you can enjoy bigger savings and nicer surprises throughout the year.
Below are some of the most overlooked perks that you should be aware of.
Birthday Treats & Rewards
Many loyalty schemes, largely restaurant or food-based apps, give you small treats, such as free drinks, snacks or bonus points on your birthday. And some even let you claim rewards at any point throughout your birthday month. Just check your real date of birth is added to your account to be eligible. A few brands also send a small gift on your membership anniversary.
Cashback Multipliers on Everyday Brands
Some loyalty apps include partner offers that boost your points when you spend on everyday items. You usually just activate the offer before you shop and the multiplier works automatically. These boosts cover things you normally buy, so you earn more without changing your habits. The offers refresh often so it is worth checking your app now and again. This is one of the easiest ways to grow your balance when food shopping.
Price Match Rewards Linked to Your Account
Some retailers add ‘price match’ savings straight to your loyalty account. So if another shop sells an item for less, you get the difference as points. This avoids refunds and keeps everything straightforward for your next visit. Many people don’t realise this feature exists because it’s not always advertised. As a result, if your favourite shop offers it, you can pick up small but regular savings.
Tier Boost Events That Speed Up Your Progress
Tiered schemes often run short events where your spending counts extra towards the next level. These boosts help you move up the ranks faster and unlock better rewards. Travel schemes sometimes offer similar shortcuts during quieter months. But note: tier boost events tend not to last long. It’s worth keeping an eye out for these as higher tier levels naturally bring superior perks.
Personalised Prices For Members
Some supermarkets and retailers show special prices when you log in to your loyalty account. These discounts match what you buy most often and can be much cheaper than the shelf price. The offers change quickly and are easy to miss if you fail to check your app. A quick look before you shop can cut your weekly costs. It’s a no-brainer to save a little extra!
Free Upgrades on Click and Collect
Many schemes give you faster collection times at no extra cost. This is handy if you regularly order online or want to avoid queues. Some stores also offer priority slots during busy periods. These upgrades are usually automatic, which is why many people overlook them. A quick check of your delivery settings can show you what you already have access to.
Early Access to Sales and Exclusive Products
Members often get early access to sales and limited items. This gives you a better chance to grab popular products before they sell out. Some brands also release small ranges only to loyalty members. Turning on notifications means you hear about these events in time. It is a simple perk that can make a big difference during busy shopping periods (e.g. Christmas, January sales, etc.).
Free Services and Handy Repairs
Certain retailers offer free services, such as watch adjustments, jewellery cleaning, or basic clothing repairs. These small jobs can cost money elsewhere so it’s well worth making use of them. You usually just show your loyalty card or app when you visit. Because you likely don’t need to use these services often, it is easy to forget they’re available. But it’s a great way to get more value from your membership.
Points for Recycling and Being More Sustainable
More brands now reward you for recycling. Fashion shops may give vouchers for old clothes and beauty brands may offer points for empty containers. This lets you tidy up, recycle responsibly, and earn rewards at the same time. Most schemes explain what they accept in their app. It’s an easy benefit to use and feels good too.
Discounts from Hidden Partners and Travel Extras
Many loyalty programmes work with cinemas, restaurants, gyms and travel companies. These partners offer discounts and extra rewards that can be hard to find. Travel schemes may also include things like late checkout or free breakfast. Taking a moment to explore the partner section of your app can reveal lots of extra deals. It’s an area most people never check, but it can be full of value.
Making the Most of What You Already Have
The best loyalty perks are usually the ones hidden away in the background. Spend a little time exploring your accounts and you might uncover rewards, freebies and savings that you’ve missed for months. Once you know what is available you can make each scheme work harder for you without changing your spending habits. With a bit of curiosity you can enjoy a more rewarding experience every time you shop.